Free Business Web Services Are Priceless!

Attention small business owners, entrepreneurs, home-based businesses, and start-ups! Whether you’re web-based or brick and mortar with a web-presence, we all need to know what online services are available to benefit our businesses. What if you could take advantage of FREE services? Yes, that’s right… F, R, E, E. As I like to say, “Free is good”! Free is at least good for the start-up time period anyway. Once you have cash flow, upgrading from FREE is definitely something to think about if necessary. But until then… FREE is still good.

Sifting through the web to find free services is not always effective time management, nor is it easy. For myself and my business’ start-ups, thankfully I had quite a list of services I already knew about. Either that or I picked them up as I went along, wishing I had discovered some options sooner. How about I save you some time and let you know what I’ve learned so far! Ready?

Free Stock Photography: Got any presentations you need to create? EBooks that need some color? Marketing materials? Photos for Blog posts? Then you need stock photography. There are several stock photography sites that will allow free downloads, either in their “free section” or allow a small number of initial downloads free as a teaser.

Affiliate Programs: Monetize your websites and Blogs with content-appropriate affiliate ads. If you don’t want to attempt an online store yourself, but are interested in having product options and brands (that you select) for your site visitors to browse, you have options now! How does it work, you ask? Companies with products to sell want you to sell their stuff for them. That’s where their affiliate program comes in. You place their logo or a specific product of theirs on your site, and you receive payment if a customer purchases. Here’s the flow: Link on your site to their product – customer clicks it – new window opens and customer is brought to the other site – customer purchases something – you receive a percentage of the sale as a referral fee. Nice!

I have one caution about affiliate programs for you though. Try not to go wild with the thousands of product and vendor options that will be available, although you’ll probably be tempted to. Be very specific about which products and or companies you want to promote. Ads need to very closely match your site’s content. Some affiliate programs will allow specific products that you choose to be listed individually. Other affiliate programs will show banner ads for companies, also of your choosing. The newest option is to turn pages of your site into a mini-storefront! If you are a company selling a product, you can sign up to sell products via online affiliate program sites too.

Shopping Cart Systems: Free shopping cart system downloads generally have steep learning curves, but they’re free! Although not free, using PayPal as your checkout option is the most economical. There are no fees associated with the merchant account except an approx. 3% credit card processing fee when a customer purchases something.

Mailing List Management: Do you have an e-newsletter or e-zine available for customers and potential customers to receive? If not, you should! It establishes you as an expert, and keeps a steady stream of contact going between you and your target market. There are mailing list scripts and services available on the web that will help you organize customer e-mails, opt-ins, opt-outs, and your outgoing mailings. DaDa Mail is what I use, and it’s free!

Photo Galleries: The inclusion of good photos with descriptions – and especially photo galleries – can generate massive traffic for your site. There are some really fun photo gallery services out there. Whether you want static pages full of pictures, or narrated slide shows, free options abound! Note – these services organize YOUR photos.

Conference Calls: Business conference calls are often a necessity for many businesses – small and large. There are lots of free conference calling services on the web now. The services themselves are free, however expect to pay regular long distance rates on your phone service unless you use calling minutes on your cell phone. Businesses can take advantage of conference calling sites to offer topical and informational teleseminars, customer calls, internal project discussions with company staff, etc.

Publish Articles, Presentations or eBooks: If you’re a writer or topic expert, get your info on the web ASAP. My favorite writer’s site is EzineArticles, where you can publish your first 10 articles free! Their SEO is excellent, so you’re sure to get noticed via search engines. EBooks are a slightly different story, since they are downloadable files. Some sites will allow you to publish your eBooks with them if they are free books. Others will let you post ‘for fee’ eBooks if they can keep a percentage of the sale. Either way, those give your books more exposure!

Sell EBooks or Other Downloadable Goods: Got some e-information to sell? Check out the service from payloadz. They have some excellent features, and you can have a basic account for free!

Blogs: Search engines like Blogs, because the content is ever-changing and niche-relevant. You can find a myriad of sites offering the option to set up your own Blog for free, hosted on their servers. Also, if you have your own website, you can easily create a Blog section within your own site.

Social Networking: There are a massive amount of social networking sites on the web now, in almost every niche. Of course you’ve probably already heard of the biggies, such as My Space, LinkedIn and FaceBook, where anyone can upload a profile to for free. However, you must consider your target market when jumping into network marketing sites. No one has time to tackle them all, so get data on where your customers are at, and then spend your time connecting and creating your profiles on those sites. You may discover some smaller niche online communities where the topics and members are more specific to who you want to reach. Nearly all of the online social networking sites that I’ve visited are free to use, and some offer upgraded options.

Website Evaluation Tool: Ever wondered how your website is doing in comparison to other sites, SEO and with general website best practices? Check out websitegrader’s site. Their service is fun. Test your site with this tool every-so-often to see how you’re doing in various categories of evaluation and in comparison to competitor sites.

Creating Surveys: If you own a business, from time to time you may need to survey your customers and vendors. If you own a website, you may also want to create fun surveys for site visitors! Free surveying services can be both fun and functional for collecting data from your business’ stakeholders. Several free survey services are available, depending on your survey purpose. For an example of survey services, visit surveymonkey.

Keyword searches: Unless you’ve been hiding under a rock for the past two years, you’ve most likely heard a lot about keyword optimization and keyword searching. It’s important for a web business to be found amongst the billions of sites on the web, and one of the big ways to be found is via the keywords in your site’s text or “content”. For example, if you have a website for your plumbing business in Olympia, Washington, chances are your potential customers will search for you by typing in something like this: “plumbers olympia”, “Olympia plumbing company”, or something similar. If you want your site to come up in their search results, be sure you have appropriate keywords on your site near the top of your site’s pages!

Free keyword search sites will give you helpful keyword information. Some sites offer real monthly numbers of actual searches for your chosen keywords and related phrases. Others will simply recommend phrases to use if you type in a word (e.g., “plumbing”).

Sell Stuff or Advertise: My #1 recommendation is to use Craigslist, of course… Craigslist is a hugely popular site for sellers and buyers alike! They have listings for every major metropolitan area in the U.S. Follow their listing rules though, or they’ll deny your ads. The only listings that Craigslist charges for are job and employment listings. Warning – use .org, NOT .com!

Website Stats: If you need to know how many visitors are checking out your site or Blog, you may want to find a website stats service. Keep in mind that your web host’s control panel may be keeping track of site statistics already! If not, free stat counters are widely available. If possible (and it is possible), use a service that doesn’t place a bunch of extra stuff, wording or ads on there to clutter up your site!

Financial Planning Software

Financial planning software developed by Software Company is an integrated suite of tools developed for financial professionals who build advice-based client relationships. From simple planning concepts to in-depth financial plans, software covers the full spectrum of wealth management scenarios.
Software Features:

o Financial Assessment

o Goal planning: retirement, education, major purchase, emergency fund

o Insurance analysis

o Asset allocation

o Net worth and cash flow management

o Data import capabilities

Software allows financial advisors to work with client on an individual project like a mortgage or refinance or on an entire personal financial plan.

Software will provide client a complete program that includes everything from refinancing an existing home loan, purchasing a new home, to overall debt consolidation, budget management and the simplification of his financial life.

Debt Management

Software incorporates a debt management module to restructure debt payments in order to improve client’s cash flow.

Home Mortgages

Not all home mortgages are created equal. The software will analyze various mortgage options, build mathematical models and advise on the best scenario.

Investment Management

The software incorporates a number of investment options in its calculations: everything from a simple savings account to building a powerful stock portfolio. The advisor will carefully assess client’s specific situation and overall goals to create a plan that will get the client where he wants to go.

Budget Analysis and Planning

Software incorporates a full featured budget analysis and planning module designed to help financial advisors workout a budget that will help clients meet their financial goals.

Retirement Planning

Clients can specify their retirement goals like age and amount of capital acquired by the time of retirement and the system will key in this information in its mathematical model.


Software will advise on the proper insurance coverage for clients to safeguard their financial wellbeing.

How Worth It Is To Follow Professional Tips To Play At Online Casinos?

When it comes to choosing the best online casinos, the first thing which comes into our mind – is it worth to invest in an online gaming site and what if they takes all your money and just go? Well, the simple answer to this question is – you must choose a professional casino which has relevant customer feedback, offers huge returns, years of experience, always updated, etc. In short, the best online gaming sites in the world offer attractive bonuses and promotions like free spins, tournaments in various board games, protection in private data, and a variety of payment methods.Enjoy and read carefully about guides regarding all the games that offer endless resources to become an expert. If you love playing, then you should do proper research where you can find recent information regarding new brands, news, reviews, tips, games, the best bonuses, and more. They will keep you up to date with the latest news, offers and a list of the latest bonus offers, so you can enjoy your favorite games and have fun to the extreme. In a professional website, you will find all the information regarding the world of online gaming. There you can check all the new brands for your convenience with the best bonuses like free spins, welcome bonuses, slot games, gaming providers, sports betting and news and reviews.Advantages of Playing at Online CasinosSo let’s take a closer look and get in full to see what advantages it has when playing online.

No physical establishment will offer you free bonuses and spins of up to $3,000 as it is possible online.
You can participate in all current bonuses and promotions.
VIP scheme for frequent players.
Poker tournaments among others.
Big jackpots in slots with millions at stake.
A giant diversity of games, slots and sports betting.

Why Choose Online Gaming vs. a Physical One?Everything in this life, there are always pros and cons. While in the physical land-base casino you can find tasty food and a fun gaming environment, in the online establishment you get massive bonuses, free spins, promotions, and tournaments that a physical land-base casino does not offer to you. Besides, playing online offers you virtual money to keep playing if your account is empty. It is not possible for everyone to visit Las Vegas, Macau or Goa to play.In general, all sections can be found from the Menu bar of the website like bonuses, current news, special offers, free spins, guides to become an expert player, best slots, table games, live games by attractive dealers, sports betting, game developers and a variety of payment methods offered worldwide, deck and chips, etc. Within the portal, there is a section where we introduce of all the best online casinos with bonuses, free spins and all the advantages offered by these new establishments which will take you there by simply clicking on the brand of your liking.

Harvey’s Casino Resort in South Lake Tahoe

South Lake Tahoe, especially the Nevada side has really interesting architecture. It tries to recreate the Las Vegas experience within a half mile stretch. Tall hotel towers, bright lights, glitter and gamblers. Harvey’s Casino Resort is located right on the border with California so many people cross over from the quaint California side (just across the street) to try their luck. We stayed at Harvey’s in the middle of May ….Our room had outstanding views. Lake Tahoe in all its glamour with surrounding forests and snow capped mountains. I found myself staring at this wonderland all the time … Hotel room was decent. Clean and modest. Moving through the hotel though did not give me a Lake Tahoe experience at all. Air inside the resort was very smoky. Everything had a gambling focus. With all this wonderful nature around us, we were completely isolated from it.Staff was pleasant. Hotel was a bit dated though it seemed like they made the most of what they have. We did not try any restaurants here.The highlight of the entire trip included being far away from any urban areas. Lake Tahoe is so beautiful and offers such variety of activities that once you are here the last thing I would recommend is to hang around your hotel and inhale cigarette smoke. On our next visit we will probably to stay on the California side in a smaller hotel/motel.Harveys Lake TahoeP.O. Box 128Stateline , NV 89449Phone: 775-588-2411

How to Make Money Online? A Great Simple Way to Start – This is Your Kick Off

You probably heard or read many stories of how people become millionaires or at least manage to earn 5 or 6 figures income a month from working on the internet, from home wearing slippers, with a cup coffee and plate of cookies on the table. This is the way of leaving I want… So you decided to try your luck and earn some extra cash online like many other people. Why not? Well you are right!! If thousands of people do it every day why won’t you?To the business… But hey where to begin? OK I’ll go find some answers on the forums. Surely I’ll find some good advices. Oh man there are so many ways and what (I cant say bad words) are they talking about. You’re lost in all of this information. Isn’t there an easy way to make money on the net? There must be something requires small investment (because you need to loose some to win some) simple enough to make some extra money. Just some pocket money. Well THERE IS.Let me tell you about a great way to make some extra money online. Its OK you can leave your slippers on. No, you won’t get reach but hey 300 a day it’s a great extra income right? And it’s 100% legal if you have any doubts. OK enough with the mambo jumbo.This method is a 100% based on mathematical algorithm and this is the only reason why it works. This method is easy to learn, most efficient and very effective. You don’t need to be a genius in order to understand it and you won’t need to invest 12 hours a day in front of your computer.My method is based on online casinos where you take advantage of the casino software. The game is European Roulette and this method is based on betting on the column dozen bets Low/Middle/High fields ONLY as this is where the flaw occurs. You probably saw other similar methods advising to bet on red/black colors. Well this method is even more accurate and gives you better odds. Did I mention it is based on mathematical algorithm?Online casinos unlike land base casinos have a computer program that randomly generates numbers. These numbers are supposed to be totally random, but, how random can a computer program be? Well, it can be too random (in order to try and look realistic) and that is where the flaw really lies, as the programmers of the random generators have made it so the program will rarely pick numbers from the same section of the board more than a few times in a row, because they fear this will not look random enough. This is where Mathematics comes in…Want to fully understand how my method works? Read the full article page for 15 minutes and I promise you’ll get the hang of it very quickly. From this point and on making -150 – 300 a day will be very easy. What do you have to loose? That’s right, Nothing!!! Read this article today and find your yellow break road.

Discover Online Poker For Free Using No Deposit Poker Bonuses

If you have played your favourite poker game in real brick and mortar poker room you surely know that the drinks are free and you can get comps for food in the casino buffet or coffee shop or even for a room for couple nights. Some poker rooms have always ready breakfast and snack for their players. Just because they want to show their loyal poker poker players how they appreciate them and they want to treat them nice. In return these poker players play there regularly and tell their friends about their great service and freebies they get while playing they favourite game at their favourite poker room. And they will come gladly back to play there again.Of course online poker rooms do not have any options to provide customer care like this. So they are trying to find some ways how to show players that they appreciate them and to make them check out how does it feel to play poker at certain online poker room. Instead of free food, drinks or hotel rooms, online poker rooms give away free money!There is no catch, they just want you to try their poker room for free before you deposit some money. (just as in the players club promotions at Vegas casinos, but online offers are even better as they do not have the free drinks and free food option) And if you get lucky or have good enough skills you can turn these free money into big bucks, the potential is unlimited. If not this bonus will surely help you to discover what kind of players play at the poker room and if there is possibility to be profitable. If yes, you can take advantage of their usually generous deposit bonus and get even more free money.Before you are allowed to cash out these free money along with all profits you made you usually have to play certain number of raked hands. Poker rooms require you to play these number of raked hands to make sure you are really interested in playing poker and that the money is used for the purpose of trying out the poker room. They also want to get rid of all people that just would like to take these free money with no interest in poker. And of course after you play required number of raked hands you can withdraw the money to your bank account or if you want they can just send it to you by check.To take advantage of these free money offers the poker rooms need to make sure you are legal age and that you do not claim this bonus multiple times. That is why some of them ask you to register credit card. Giving a credit card number to reputable online poker room is safer than buying a bag of groceries at the local supermarket with the same card. However most poker rooms do not even need you to register credit card, you just send them copy of your ID or they send you the redemption code in mail.

Casino Slots Games

It has now become a trend to play slot machine games online. Gamblers are playing slot machine games online regularly.8 Ball – This is a classic 3 reel with single payline format. It has only 1 symbol – pool balls. All the balls have different numbers. In the game, the prize amount of the jackpot gets higher too when the ball numbers go higher. The highest prize is 2,000 times the bet line. In order to win, one needs to hit the pay line with 3 same ball numbers. No blanks are there on the reels, so every time it hits 3 balls. 8 Ball offers a max bet of 2 coins and offers a range of different denominations. The smallest one is 25 cents. So the biggest profitable part is that one can play with the max bet for just 50 cents.The 8 Ball game offers a top prize of 2,000 coins with the max bet. This can be won by hitting the payline with three 8 Balls. If played with single coin, 1000 coins are given. Following the jackpot, it drops to 200 coins as the next pay prize. The prize amount then drops by 160 coins following 140 coins. This game is available online at the Playtech casinos. Also, if played with the highest coin size, one can win an amount of $20,000.Alien Alert – Alien Alert is available online in two formats. First option is that one can play the game with a close up view and with the second option the game can be played with a distance view that shows the whole slot machine. Alien alert is a classic game that comes with 3 reels and 1 single pay line. This game has an outer space theme. The game displays aliens, satellites & other things like space ships. This game can be played with a range of denominations. The max bet is 3 coins. The lowest bet is nickel and goes up to five dollars as the highest. On interesting things is that player can change the size of the coins without exiting the game. The game features 8 winning combinations starting at 15 coins on a pay line with any 3 aliens. The highest is 4000 coins if one hits the hands of 3 aliens on the payline. The game has no wild symbol. Alien Alert pays 600 coins with max bet as the next highest payout. This game can be played online on casinos like Golden Palace, Bet 365 and Bet Fred.

Proven Winning Roulette Strategies

Contrary to what most people believe, roulette is actually the most predictable casino game ever. In the past, players have not yet developed roulette systems and computers that is why they resorted to several techniques that use pattern analysis techniques and other roulette strategies on betting. One of these strategies is betting only on red. This method uses calculations on how often the ball is likely to land on a red spot. Since there are 38 spots in an American roulette wheel, the likelihood that the ball would land on a red spot is 47.37%. While this strategy may produce good results, the percentage of winning is still less than half and in roulette, that is not such a good idea.Aside from this technique, there are other roulette strategies players could choose from. One is using the dozen bet. This method has two versions, the single dozen bets and the double dozen bets. Using the single dozen bets, the player could bet on the same dozen that has appeared in two consecutive spins or the dozen that appeared the most in the last spins. The player could also bet on the dozen that has been absent for the last seven spins or the dozen that appeared for the first time. Double dozen bets use two dozens and divide the stake into two.Another betting strategy is the use of the 1st and 3rd columns as the constant betting slots. This method requires the player to bet two pieces in the 1st column, another two pieces bet on the 3rd column and another bet on the black. This process covers both red and black slots; therefore, increasing the possibility of winning a great deal.If these roulette strategies do not work for you, you may try doing mechanical roulette strategies. The most popular mechanical strategy has been around for decades. It is the biased wheel attack. This strategy requires the player to do prior observation of the wheel to identify its mechanical flaws and physical defects. If a roulette wheel has defects, the predictability of the ball landing will increase and the player who has been observing the movements will have a major advantage in betting. However, since this technique has given success to many professional players in the 90s, casinos have resorted to low profile roulette wheels that are less likely to have major flaws.Probably one of the easiest roulette strategies ever developed is the use of a proven and effective roulette system software. This innovation has been around only recently that is why players in the past did not have access to this during their roulette years. These roulette systems calculate and predict the right slots for the player to bet on. These machines also monitor the player’s profit and loss and the current situation of the bankroll. The use of roulette systems in online casinos help produce greater profits and minimize the probable losses. These systems are excellent for long-term use as long as their results are already tested and perfected. Having a successful roulette system will enable any player to gain profit from roulette on a regular basis.